Sr Mortgage Professional
Sofia was born and raised in Snohomish County and currently makes her home in Woodinville with her husband, Andy and daughters Angelina and Anika. When she’s not taking care of her clients, Sofia is dedicated to her family, and passionate about serving others through her community church. Sofia spends a lot of time with her extended family who live in the area, including her four nieces and nephews. When she has personal time, Sofia can often be found immersed in music- singing and playing piano. Sofia also enjoys reading and biblical studies, cooking and baking, hiking, traveling, and watching the Seahawks!
Sofia has been in the Mortgage Industry for more than 13 years and has played many roles. In more recent years, after undertaking both managerial and operational roles, Sofia dedicated herself to working for her client’s full time. Her diverse mortgage background allows her rare insight, helping her to navigate even the most complicated mortgage scenarios with ease. She also focuses strongly on educating her clients so they can make the best decision to meet their home-financing goals. Sofia wants her potential clients to know her knowledge, experience and strategic planning will save them money, and her positive, accommodating approach will put them at ease. Sofia is an advocate for her clients and prides herself on a level of communication her clients can count on.
How I Invest In My Community:
Sofia has a heart for kids and enjoys volunteering in the kindergarten classroom at her daughters' elementary school where she works on reading and phonics skills with the kids. Sofia also wears a few hats at her church where she serves in the areas she loves most: music and kids. Sofia is passionate about ministering through worship music and delights in serving on worship team. She is also involved in the children’s music program where the focus is teaching kids how to sing and use their musical gifts, sharing the power of faith through music. Finally, Sofia can be found in the K-2 room during Sunday school, where she co-teaches the children bible stories and shares the love of Jesus. Sofia also supports Seattle Union Gospel Mission, Operation Christmas Child (a division of Samaritan's Purse which ships shoe boxes full of gifts and necessities to children in the most underdeveloped places in the world), and other Samaritan's Purse projects, a current example being an emergency trauma field hospital to treat those injured in the conflict between Iraqi and coalition forces and ISIS militants in Mosul, northern Iraq.
How To Work With Sofia:
Sofia can always be reached on her cell phone 425.208.2241, or at our Sydney Plaza office number, 425.357.1044. Sofia is also very responsive via email and you can email her at your convenience: Sofia@CFundingMortgage.com.
Clients can also submit a no-obligation online application to Sofia by visiting this website’s home page and clicking the “apply now” button. Sofia typically responds to clients within 24 hours and is flexible in her communication- via telephone, email or in person. Sofia prefers to meet with her clients in person to conduct consultations and prepare for new loan transactions so there is an opportunity to get to know each other and meet your lender face-to-face. Clients will not only experience the highest level of service when conducting their transaction with Sofia, they will make a friend dedicated to them and their mortgage needs.
Sofia works exclusively by referral which means she spends all her time working for her clients, before, during and after the transaction instead of prospecting. Given the opportunity, Sofia will be your Mortgage Consultant for life.
Sofia- I just wanted to say thank you very much for doing the refinance for me, and Sherri, and Kaylina. You have made my life so much easier! You are always appreciated and we look forward to doing business with you in the future.
Sofia- Thank you so much for everything! You made the process of buying our home so simple. J As always, we will highly recommend you!
Thank you Gabrielle, Sofia, and everyone else for all of your hard work. You went above and beyond and we really appreciate it. We will always come to you guys in the future, and we'll make sure our friends do, too.
You took what for me had been a frustrating experience, gave me a better option, and then helped make it happen painlessly, and efficiently. I'm so happy with how this process worked, and will definitely continue to pass your name along to anyone I hear of that is looking for a mortgage/refi. J
My husband and I have used Sofia on two occasions. Once when we bought our first house and then again when we refinanced and is amazing! She was always available to us whenever we had questions and would explain everything in terms we could understand. She was always very thorough and organized smile emoticon:) Thank you Sofia for making things so easy for us!!
Sofia is incredible. I tend to be a more anxious person when it comes to new things/situations I'm unsure about. My husband and I have used Sofia three times now. She helped us with our original loan, we refinanced a few years later and just did a cash out refi at the end of 2016. Sofia is honest, thoughtful and thorough. She explained everything we needed to know about all the details without bogging us down or making me feel insanely overwhelmed (which happens often). She ...followed alongside us- not making us feel pressured to lock in a rate immediately but gave her opinion of when she thought was a good time. She locked us in at 3.5% right before rates went to above 4%. Thank you Sofia for all the time and energy you put into your work and for helping us through so many questions/concerns. I adore Sofia and would refer her to anyone I know who needs help with their mortgage needs!
Straight Talk with Sofia: Why do Interest Rates Vary from Lender to Lender?June 14
In Part 2 of my interest rate series I explain one reason why some lenders advertise lower interest rates than others. Check it out! 🙂
Straight Talk with Sofia: How are Interest Rates Calculated?June 14
Check out part 1 of my interest rate series! 🙂
Straight Talk with Sofia: “Can I buy a house after bankruptcy or foreclosure?”June 5
One of the most misunderstood scenarios in lending- when and how to buy a house after bankruptcy or foreclosure. It is possible, but preparation is everything! Check out my video and give me a call for a personalized analysis of your situation! 🙂
Straight Talk with Sofia: Normal vs. Abnormal Escrow AccountsMay 22
In this edition of “Straight Talk” I talk about what are normal, and abnormal changes to your escrow account (the portion of your mortgage that is taxes, homeowner’s insurance, and mortgage insurance), Check it out! 🙂
The Latest on Seattle’s Hot Housing MarketApril 24
Here is an excellent article detailing the new realities of housing in the Puget sound. It’s not our imagination, “The Seattle region has had the fastest-rising home prices of any metro area in the country for the last five months, according to Case-Shiller.” Click the link below for more details.